Etobicoke, Ontario · Personal insurance guidance (416) 771-3838
Pardeep Singh SaranInsurance Advisor
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Super Visa, Visitors, Travel & Student Insurance in Canada

Compare emergency medical insurance for parents, visitors, travellers and international students. Get an online quote or ask Pardeep Singh Saran for assistance.

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Start hereSimple first step

What would you like to insure?

Choose your coverage to open the quote form.

Premiums, eligibility and benefits depend on the selected policy.

Questions? Call (416) 771-3838 for assistance.
Explore your optionsCompare plan features and pricing
Understand your coverageKnow what's covered and what's not
A real advisor to callQuestions answered along the way
What we can help with

Insurance options for every chapter of life.

Whether you're planning a family visit, taking your next trip, or building financial security, start with the coverage that matters to you.

Super Visa Insurance

Explore emergency medical plans for parents and grandparents visiting family in Canada, including options for eligible Super Visa applicants.

Learn about Super Visa

Visitors to Canada Insurance

Review medical insurance options for visitors, new arrivals and temporary stays. Compare deductibles, benefits and policy limitations.

Explore visitor plans

Travel Insurance

Before you travel, consider emergency medical insurance that fits your destination, trip length and personal circumstances.

Explore travel insurance

International Student Insurance

Review available health insurance for international students studying in Canada. Explore emergency medical benefits, coverage dates and eligibility.

Explore student plans

Life Insurance

Consider term and permanent life insurance for family income protection, mortgage needs, estate planning and other long-term goals.

Explore life insurance

Critical Illness Insurance

Understand how an eligible covered diagnosis may provide a lump-sum benefit, subject to the insurer's policy terms and conditions.

See coverage options
Clear from the start

Coverage decisions, made simpler.

A straightforward process to help you understand the available choices and move forward comfortably.

01

Tell us what you need

Select a type of insurance and provide the relevant details when the live quote system opens.

02

Review suitable options

Compare available premiums, benefits and deductibles. Read the policy details, including exclusions.

03

Choose with confidence

Apply online where supported, or speak directly with Pardeep before making your decision.

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Pardeep Singh SaranPersonal advice. Thoughtful protection.
Meet your advisor

Real conversations.
Practical insurance guidance.

Insurance is about more than a premium. It is about protecting the people and plans that matter. Pardeep Singh Saran is available to discuss coverage options, explain common considerations and answer insurance questions.

Whether you're buying medical coverage for visiting family or thinking about life and critical illness protection, a conversation can help you choose what fits your circumstances.

  • Personal assistance by phone and email
  • Clear explanations of coverage considerations
  • Convenient online insurance options where available
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Answers at a glance

Frequently asked questions.

Helpful information before choosing your insurance policy. Always check the insurer's current policy documents and conditions.

Ask Pardeep a question
How much medical coverage is required for a Canadian Super Visa?

IRCC currently requires at least $100,000 in emergency medical coverage, with insurance valid for at least one year from entry. The policy must cover health care, hospitalization and repatriation, and meet other IRCC conditions. Review the official requirements before buying.

Does Super Visa insurance have to come from a Canadian insurer?

Not always. IRCC also permits qualifying policies from certain foreign insurers authorized by OSFI to provide accident and sickness insurance, provided the policy meets the applicable requirements. Eligibility should be verified using current government guidance.

Can visitors to Canada get coverage for pre-existing conditions?

Some plans offer coverage for eligible stable pre-existing conditions, while others exclude them. Eligibility, stability periods, medical questions and exclusions differ by insurer and plan. Carefully review the policy wording.

What is an insurance deductible?

A deductible is the amount you may need to pay toward an eligible claim before the insurer contributes, as specified in the policy. Higher deductibles can lower premiums, but they may increase your out-of-pocket costs.

Do international students need medical insurance in Canada?

Requirements depend on the province and your school. Review any student group health coverage and confirm your institution’s requirements before purchasing a separate policy.

Can I speak with an advisor before purchasing?

Yes. Call (416) 771-3838 or email insuredbysaran@gmail.com to discuss your questions. Online application options depend on the insurance product and provider.

We're here to help

Have a question about insurance? Let's talk.

Whether you're comparing quotes or need help understanding a policy, reach out and take the next step with greater clarity.